FamilyHub SG / Guides / Which app for family records
Which app for your family’s insurance, loans and records in Singapore?
Think about where your family’s money information lives right now. A few insurance policies. A home loan. Savings and CPF. Maybe a storeroom full of boxes. For most families it is spread across one person’s head, a folder of PDFs and a long WhatsApp chat.
There are good apps for parts of this. Here is what the main ones are built for, and where FamilyHub SG fits.
Which one should you pick?
| Tool | Built for | Pick it if |
|---|---|---|
| Seedly | Tracking spending, budgets and money questions, with a big community. | You mainly want to see where your own money goes each month. |
| Planner Bee | Comparing and buying insurance, with advisers from its MAS-licensed partners. | You are shopping for cover or want an adviser to review what you have. |
| PolicyPal | Keeping your own insurance policies in one app by uploading photos of them. | You only need your own policies in one place. |
| DBS NAV Planner | A balance sheet inside DBS and POSB banking. | You bank with DBS or POSB and want a quick view of what you hold there. |
| A spreadsheet | Whatever you build it to be. | You like building your own layout and only one person will update it. |
| FamilyHub SG | One shared set of records for a whole household: policies, loans, property, savings, investments, cards and home items. | Your spouse, parents or kids need to find the same information, and you want due dates and papers kept with each record. |
Descriptions come from each company’s own pages, linked under Sources. Features change, so check before you sign up.
What each one is good at
Seedly
If you want to watch your spending, Seedly is a solid pick. Its App Store page says it is free, with an expense tracker that can sync from several banks and cards, monthly budgets, money guides and a large Singapore community to ask questions in. That listing text looks dated, with a 2020 copyright notice, so check Seedly’s own site for what it offers today.
Planner Bee
Planner Bee is built around buying and reviewing insurance. Its company announcement says it compares 29 insurers and more than 500 products, that licensed representatives help you compare options, apply, and then handle renewals, servicing and claims, and that it gives you a view of your policies in one place. Those are Planner Bee’s own claims. Its terms say Planner Bee Pte Ltd is not licensed by MAS and does not provide financial advice, and that arranging and buying insurance, and after-sales support, are carried out by its MAS-licensed partners. It also says it earns a referral fee from providers. If you want an adviser involved, that is the draw.
PolicyPal
PolicyPal does one job: you take photos of your policies and it digitises them into one app. Its listing says it has helped over 100,000 users since 2016. That is the company’s own figure, and the version shown on its App Store page was last updated in November 2023, so look at the current app before relying on it. The developer also lists a second app, AMTD PolicyPal Smart Insurance, so check which one is current.
DBS NAV Planner
If you already bank with DBS or POSB, NAV Planner shows a balance sheet of the savings, loans, insurance and investments you hold with the bank, and you can add outside holdings. DBS announced it in April 2020, so check what it offers today.
Automatic syncing through SGFinDex
Through SGFinDex, the apps of participating banks and insurers can pull your own bank, CPF and insurer data into one view, using Singpass. FamilyHub SG cannot do that. If automatic syncing is what you want most, use one of those apps. Our guide to tracking your family’s insurance policies explains how SGFinDex works.
Feature by feature
A tick means the company says it offers this. “Not listed” means I did not see it on the pages linked under Sources. It does not mean the tool cannot do it, so check their site before you decide. FamilyHub SG’s ticks describe the app as it is today, and you type in each record yourself.
| Feature | Seedly | Planner Bee | PolicyPal | DBS NAV Planner | FamilyHub SG |
|---|---|---|---|---|---|
| Spending and monthly budgets | Yes | Not listed | Not listed | Not listed | Not listed |
| Syncs from your bank or cards | Yes | Not listed | Not listed | Yes | Not listed |
| Insurance policies in one place | Not listed | Yes | Yes | Yes | Yes |
| Compare and buy insurance with licensed advisers | Not listed | Yes | Not listed | Not listed | Not listed |
| Upload photos or papers of your policies | Not listed | Not listed | Yes | Not listed | Yes |
| Loans, savings and investments in one balance sheet | Not listed | Not listed | Not listed | Yes | Yes |
| Shared with family members, each with their own sign-in | Not listed | Not listed | Not listed | Not listed | Yes |
| Due-date reminders for premiums, loans and warranties | Not listed | Not listed | Not listed | Not listed | Yes |
| Home items with photos and warranty dates | Not listed | Not listed | Not listed | Not listed | Yes |
Where FamilyHub SG is different
I built FamilyHub SG for my own family, who could never find things or keep track of policies. It is made for the household, not one person:
- Everyone’s policies in one list. Yours, your spouse’s, your parents’. Each shows the premium, the next due date and whether it is paid by GIRO.
- The papers sit next to the record. Upload the policy PDF or other paper to the record it belongs to, instead of digging through email.
- Share it, and control who can change it. Invite family members by email. Each person signs in on their own, and you choose edit or view-only access. You can also let an adviser see selected categories if you want to.
- The whole picture, not just insurance. Property, loans, savings, CPF, investments and cards, with net worth and cash flow charts worked out for you.
- Home items with photos. Photograph what is in each box or cupboard, add warranty dates, and search for it later instead of opening every box.
- Due soon, on one screen. Premiums, loan repricing dates, fixed deposit maturity and warranties show up before they are due, and you set how early.
- Your data is yours. Export everything to Excel, or a full zip with your photos and documents, whenever you like.
It does not sell or recommend insurance. It only keeps your records.
What it does not do: it does not connect to your bank, so you type each record in once. Reminders show inside the app, with no email or phone alerts yet. It is free while in beta, and pricing has not been set. Your database and uploaded files are stored in Singapore, and the founder and one IT developer can access stored data to run the service. See the privacy policy.
Can I use more than one?
Yes, and many families should. Use Seedly or your bank for day-to-day spending, and keep the family’s shared records in one place everyone can open. If you are starting from nothing, our free family records spreadsheet gets everything written down first. We also compared a spreadsheet and the app feature by feature.
Questions
Do I have to type everything in myself?
Yes. You enter each policy, loan and item once. After that the due dates, totals and charts are worked out for you, though they are only as current as what you enter.
Is FamilyHub SG free?
It is free during the beta. Pricing for later has not been set, and you can export everything at any time.
Can I look around before adding my own details?
Yes. On the sign-in page, choose Look around a sample family. No email is needed. It is a made-up family you can open and read, but not change.
See it with the sample family
On the sign-in page, choose Look around a sample family. No email needed. It is made-up data you can read before you enter anything of your own.
Sources
- Seedly: Apple App Store Singapore listing. Read 21 October 2026.
- Planner Bee: company press release, 13 September 2026, and Planner Bee terms and conditions. Read 21 October 2026.
- PolicyPal: Apple App Store listing. Read 21 October 2026.
- DBS NAV Planner: DBS newsroom, 29 April 2020. Read 21 October 2026.
- SGFinDex: GovTech Singapore, SGFinDex and MAS, SGFinDex. Read 21 October 2026.
Related: Track your family’s insurance policies · If something happens to you: a checklist · A free family records spreadsheet.